Christian values and character, hard work, and financial responsibility comprise the fundamental building blocks of the "Hard Work U" experience.At a time when there is much talk about what is wrong with the nation, College of the Ozarks exemplifies what is right with America. C of O is committed to its founding mission of providing a quality, Christian education to those who are found worthy, but who are without sufficient means to obtain such training. Instead of paying tuition, all full-time students work campus jobs to defray the cost of education. Upon complete participation in the Work Education Program, the College guarantees to meet the entire cost of education for students, allowing them the opportunity to graduate debt-free. The College openly discourages debt by not participating in any federal, state, or private loan programs and leads by example through having no institutional debt of any kind.